✦ Now in Early Access

Take Control of Your Claim. Recover Faster.

Filing a claim shouldn't feel like a second job. Cova organizes your documentation, explains your coverage in plain English, and helps you move from damage to done — with less stress.

Register for Early Access See How It Works

No credit card required  ·  iOS app coming soon

4–6
Months the average home
insurance claim takes to settle
Better documentation leads to
significantly faster resolutions
68%
Of homeowners feel uncertain
about what their policy covers

Your claim, step by step.

From documenting damage to reviewing your settlement — Cova guides you through every stage, so nothing slips through the cracks.

1

Understand Your Coverage

Upload your policy and describe your loss. Cova reads the fine print and tells you exactly what you're covered for — in plain English, before the adjuster arrives.

2

Document the Damage

Photograph every room. AI identifies damage, organizes findings by component and severity, and builds a clear record ready to share with your adjuster or contractor.

3

Review Your Estimate

Upload your adjuster's or contractor's estimate. Cova highlights potential gaps and items worth a second look — before you sign off.

4

Collaborate & Resolve

Invite your adjuster or contractor to view your documentation. Shared visibility means fewer back-and-forth delays and a faster path to resolution.

Everything you need.
Nothing you don't.

📋

Policy Decoder

Upload your policy and ask anything in plain English. Know exactly what's covered so you feel prepared every step of the way.

Instant answers
📸

AI Damage Documentation

Photograph damage and get a structured report — component by component, severity by severity — organized and ready to share with your insurer.

Room-by-room analysis
📐

LiDAR Measurement

Capture precise room dimensions using your iPhone's LiDAR scanner. Cross-reference measurements with repair estimates automatically.

Coming soon
🔍

Estimate Review

Compare your contractor's estimate against your documented damage. Cova surfaces potential gaps and missing items so nothing gets overlooked.

Nothing overlooked
🧾

ALE & Expense Tracking

Track hotel stays, meals, storage, and other additional living expenses so nothing falls through the cracks during displacement.

Every dollar tracked
🤝

Pro Collaboration

Invite your adjuster or contractor to view your documentation. Shared visibility speeds up approvals and keeps everyone on the same page.

Real-time access

Make sure your estimate
tells the full story.

Claims involve a lot of moving parts. Cova helps you understand the numbers clearly, so you can review your estimate with confidence.

📏

Square Footage Verification

LiDAR scans verify your room dimensions against what the estimate reflects — so the numbers are grounded in reality.

🔎

Missing Line Item Detection

AI cross-references your documented damage against the estimate to surface items that may have been overlooked.

📄

Shareable Reports

Export a clear PDF summary — with photos, measurements, and policy references — ready to share with your adjuster or contractor.

Estimate Review — Living Room
Drywall replacement ✓ Matches
Flooring — hardwood ✓ Matches
⚠ Flooring sq ft: estimate vs. scan 680 vs. 340 ft²
⚠ Square footage discrepancy — worth reviewing with your contractor
Baseboard replacement ✓ Matches
⚠ Ceiling paint — not included Missing
⚠ Item documented in your photos but not in the estimate
✓ 2 of 3 line items verified against your scan

Claims are complex.
Cova makes them manageable.

Join the early access waitlist and be among the first to use Cova when we launch.

✓ You're on the list! We'll be in touch soon.

No spam. No credit card. Just early access when we're ready.